We’ll help you buy what you need today. And we’ll give you 12 months to pay for it - regardless of your credit score. Apply online, on your mobile device, or in the showroom of your favorite store. It’s easy to apply and even easier to be approved.You apply, get approved, then you shop. It’s that simple.
No Credit Needed financing is Snap's rent-to-own financing that doesn't rely on credit reports to determine approvals or denials. We use a propietary process that allows us to look beyond bad credit, bankruptices, or even no credit history. Snap understands that we all face challenges from time to time, so we look for opportunities to help you build your credit.
We know that a three-digit number doesn’t tell your story. That’s why every Progressive approval is no credit needed. Our underwriting process allows us to consider more than just credit reports and credit scores. We look at many other data points including income and banking history and regularly approve people with less than perfect credit or very little credit history.