In a lease-to-own transaction for American First Finance customers, we purchase merchandise and lease it to you, charging you rental payments in accordance with your agreement. While you take the merchandise home, we own the merchandise until you purchase it from us by exercising one of two options: 1. the Early Buyout Option; or 2. the Early Purchase Option.
We’ll help you buy what you need today. And we’ll give you 12 months to pay for it - regardless of your credit score. Apply online, on your mobile device, or in the showroom of your favorite store. It’s easy to apply and even easier to be approved.You apply, get approved, then you shop. It’s that simple.
No Credit Needed financing is Snap's rent-to-own financing that doesn't rely on credit reports to determine approvals or denials. We use a propietary process that allows us to look beyond bad credit, bankruptices, or even no credit history. Snap understands that we all face challenges from time to time, so we look for opportunities to help you build your credit.