We’ll help you buy what you need today. And we’ll give you 12 months to pay for it - regardless of your credit score. Apply online, on your mobile device, or in the showroom of your favorite store. It’s easy to apply and even easier to be approved.You apply, get approved, then you shop. It’s that simple.
No Credit Needed financing is Snap's rent-to-own financing that doesn't rely on credit reports to determine approvals or denials. We use a propietary process that allows us to look beyond bad credit, bankruptices, or even no credit history. Snap understands that we all face challenges from time to time, so we look for opportunities to help you build your credit.
We are here to help you purchase what you need or want today. With our NO CREDIT NEEDED lease purchase option, you simply apply online or in a store and receive an instant decision.Our service provides a 90 day payment option and other early buyout options that customers love. We allow you to choose what works best for YOUR budget.